Phone Verification
In short, the main differences between this service and IDMatch are:
The Goals - this service knows that your main objective is matching a phone number to a target. Therefore, this service will continue to search sources until that goal can either be confirmed or denied.
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The Required Inputs - this service only requires a first name, last name and phone number on input to process, but can accept all other target attributes and will attempt to match anything sent in the request.
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The Data Sources - this service uses additional phone number specific data sources to increase your success rate.
Yes. There are many countries outside of the US where Veratad has access to phone information. Please see the country coverage below:
Using this service coupled with PhoneMatch5.0.SMS and/or PhoneMatch5.0.Call is a great way to verify that the number belongs to your customer and that they have possession of the device to increase identity verification confidence.
postPhoneMatch5.0
{"meta": {"company": "Company ABC, Inc.","confirmation": "21201890","reference": "12345 {A UNIQUE ID}","service": "PhoneMatch5.0","timestamp": "2017-08-08 17:56:14","user": "[email protected]"},"result": {"action": "REVIEW","detail": "TRANSACTION REQUIRES FURTHER ATTENTION","issues": ["PHONE CHECK FAILED"]}}
{"user": "[email protected]","pass": "PASSWORD","service": "IDMatch5.0","reference": "12345 {A UNIQUE ID}","target":{"fn":"Barbara","ln": "Miller","phone": "2015106000","test_key": "general_identity"}}
Use the test_key attribute to test the service. When the test_key is provided the system will dynamically drop the live data sources and use the testing database.
The following are all values that will be returned in the result object of the response.
Action | Detail | Description |
FAIL | NO MATCH | No matching identity found in the data sources |
FAIL | TARGET IS DECEASED | Target found as a deceased identity |
REVIEW | TRANSACTION REQUIRES FURTHER ATTENTION | Target found and not deceased, but at least one identity attribute provided does not match. This will also populate the |
PASS | ALL CHECKS PASSED | Target was found is not deceased and all submitted target attributes match |
When a transaction returns as REVIEW then there will be a list of issues. This list can include any of the below values.
Issue | Description |
ADDRESS CHECK FAILED | The address provided does not match any on file |
DOB CHECK FAILED | The Date of Birth provided does not match any on file |
SSN CHECK FAILED | The SSN provided does not math any on file |
PHONE CHECK FAILED | The phone number provided does not match any on file |
EMAIL CHECK FAILED | The email address provided does not match any on file |
AGE CHECK FAILED | The age found does not meet the age submitted |
PhoneMatch will process with the default base ruleset. Which is as follows:
The base ruleset will return a PASS when:
A match is found
The target is not deceased
The target has provided all valid identity attributes
The base ruleset will return a REVIEW when:
A match is found
The target is not deceased
The target's identity attributes do not all match
This result will also return an array of issues to notify you of exactly which target attributes provided did not match.
The base ruleset will return a FAIL when:
A match is not found or
The target is deceased
