COPPA Compliance
Identity verification via trusted and verified data sources in the United States specifically designed for COPPA compliance.

How does this service work?

Per FTC Safe Harbor Guidelines we must locate the target, determine they are not deceased, are "18+" and have provided an accurate SSN variable from the list below.
  • You must provide the target's SSN variable in one of three formats:
    • Full 9 SSN
    • Last 4 SSN
    • IDR Calc SSN
    IDR Calc is Veratad's patented process that allows the user to sum up at least two digits from their SSN to prove they know the variable without collecting sensitive PII. See IDR Calc section below for more details
This service can also be accessed in countries outside of the United States. Please contact your Veratad Professional Services Team Member for more details.
post
https://production.idresponse.com
/process/comprehensive/gateway
IDMatchCOPPA5.0

Sample Request Body

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{
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"user": "USERNAME",
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"pass": "PASSWORD",
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"service": "IDMatchCOPPA5.0",
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"reference": "12345 {A UNIQUE ID}",
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"target":{
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"fn":"Barbara",
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"ln": "Miller",
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"addr": "123 Main St",
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"city": "Stratford",
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"state": "CT",
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"zip": "06614",
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"dob": "19740821",
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"ssn": "5698",
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"age": "18+",
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"test_key": "general_identity"
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}
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}
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Action and Detail Responses

The following are all values that will be returned in the result object of the response.
Action
Detail
Description
FAIL
NO MATCH
No matching identity found in the data sources
FAIL
TARGET IS DECEASED
Target found as a deceased identity
FAIL
MINOR SUBMITTED
The target's submitted DOB is under 18
FAIL
TARGET IS UNDERAGE
We have found the target's DOB and it is under 18+
FAIL
POSSIBLE MINOR
There are multiple DOBs on file and we could not determine which links to the target and one of them is under 18+
FAIL
AGE NOT VERIFIED
There was no DOB on file for this individual so we were unable to verify their age
REVIEW
TRANSACTION REQUIRES FURTHER ATTENTION
Target found and not deceased, but at least one identity attribute provided does not match. For this service the only issue will be "SSN CHECK FAILED".
PASS
ALL CHECKS PASSED
Target was found, is not deceased and has passed all verification checks

Issues Responses

When a transaction returns as REVIEW then there will be a list of issues. This list can include any of the below values.
Issue
Description
SSN CHECK FAILED
The SSN provided does not match any on file

Rules

IDMatch+COPPA will process with the default base ruleset:
The base ruleset will return a PASS when:
  • A match is found
  • The target is not deceased
  • The target is 18+
  • The target has provided an accurate SSN value
The base ruleset will return a REVIEW when:
  • A match is found
  • The target is not deceased
  • The target is 18+
  • The target did not provide an accurate SSN value
The base ruleset will return a FAIL when:
  • A match is not found
  • The target is deceased
  • The target could not be confirmed as 18+

IDR Calc

IDR Calc is Veratad's patented process that allows the user to sum up at least two digits from their SSN to prove they know the variable without collecting sensitive PII. Here is an example request using IDR Calc.
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{
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"user": "USERNAME",
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"pass": "PASSWORD",
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"service": "IDMatchCOPPA5.0",
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"reference": "12345 {A UNIQUE ID}",
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"target":{
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"fn":"Barbara",
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"ln": "Miller",
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"addr": "123 Main St",
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"city": "Stratford",
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"state": "CT",
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"zip": "06614",
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"dob": "19740821",
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"dcalc_mask": "100000001", // use this attribute to set which question you asked
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"dcalc_answer": "16", // use this attribute to populate the user's answer
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"age": "18+",
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"test_key": "general_identity"
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}
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}
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Attribute
Description
dcalc_mask
Defines to the system what two digits you asked the customer to sum
Place a "1" in the positions of the summed values and "0" in the remaining positions
dcalc_answer
The value of the sum that the user entered

Service Testing

Use the test_key attribute to test the service. When the test_key is provided the system will dynamically drop the live data sources and use the testing database. To access test cases click the link below.
Last modified 1yr ago