KYC/CIP Compliance
Identity verification via trusted and verified data sources in the United States with watchlist screening included.
post
https://production.idresponse.com
/process/comprehensive/gateway
IDMatchCOMPLY5.1
{
"user": "USERNAME",
"pass": "PASSWORD",
"service": "IDMatchCOMPLY5.1",
"reference": "12345 {A UNIQUE ID}",
"target":{
"fn":"Barbara",
"ln": "Miller",
"addr": "123 Main St",
"city": "Stratford",
"state": "CT",
"zip": "06614",
"dob": "19740821",
"ssn": "854125698",
"phone": "2015106000",
"email": "[email protected]",
"age": "21+",
"test_key": "general_identity"
}
}
The following are all values that will be returned in the result object of the response.
Action | Detail | Description |
FAIL | NO MATCH | No matching identity found in the data sources |
FAIL | TARGET IS DECEASED | Target found as a deceased identity |
REVIEW | TRANSACTION REQUIRES FURTHER ATTENTION | Target found and not deceased, but at least one identity attribute provided does not match. This will also populate the "issues" object with a list of the identity attributes that did not match. See full list below. |
PASS | ALL CHECKS PASSED | Target was found, is not deceased and has passed all verification checks. A PASS will still occur if the only issue is ADDRESS DISCREPANCY |
When a transaction returns as
REVIEW then there will be a list of issues. This list can include any of the below values. Issue | Description |
ADDRESS CHECK FAILED | The address provided does not match any on file |
ADDRESS DISCREPANCY | The address provided is a partial match to one of the addresses found |
YEAR OF BIRTH CHECK FAILED | The Year of Birth provided does not match any on file |
SSN CHECK FAILED | The SSN provided does not match any on file |
NAME FOUND ON WATCHLIST | The target has been found on a watchlist |
This service is slightly different from other services in that it can return one issue with a
PASS action. This issue is ADDRESS DISCREPANCY and it will only return as PASS if there are no other issues present. {
"meta": {
"company": "Company ABC, Inc.",
"confirmation": "21201890",
"reference": "12345 {A UNIQUE ID}",
"service": "IDMatchCOMPLY5.1",
"timestamp": "2017-08-08 17:56:14",
"user": "[email protected]"
},
"result": {
"action": "PASS",
"detail": "ALL CHECKS PASSED",
"issues": [
"ADDRESS DISCREPANCY"
]
}
}
IDMatch+COMPLY will process with the default base ruleset:
The base ruleset will return a PASS when:
- A match is found
- The target is not deceased
- The target has provided all valid identity attributes or the only issue is
ADDRESS DISCREPANCY
The base ruleset will return a REVIEW when:
- A match is found
- The target is not deceased
- The target's identity attributes do not all match
The base ruleset will return a FAIL when:
- A match is not found
- The target is deceased
Use the test_key attribute to test the service. When the test_key is provided the system will dynamically drop the live data sources and use the testing database. These transactions are free of charge. To access live data do not send this attribute. The below sample request is one of the available test cases. To access more click the link below.
Last modified 2yr ago