United States
Identity verification via trusted and verified data sources in the United States. This service will also return a KBA quiz for verification.
post
https://production.idresponse.com
/process/comprehensive/gateway
IDMatchPLUS5.0.MULTI
Use the test_key attribute to test the service. When the test_key is provided the system will dynamically drop the live data sources and use the testing database. These transactions are free of charge. To access live data do not send this attribute. The below sample request is one of the available test cases. To access more click the link below.

Sample Request Body

This is the initial query to get the quiz. See below example of how to submit the answers for final scoring and evaluation.
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{
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"user": "USERNAME",
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"pass": "PASSWORD",
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"service": "IDMatchPLUS5.0.MULTI",
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"rules": "A_RULESET_ID",
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"reference": "12345 {A UNIQUE ID}",
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"target":{
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"fn":"Barbara",
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"ln": "Miller",
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"addr": "123 Main St",
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"city": "Stratford",
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"state": "CT",
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"zip": "06614",
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"dob": "19740821",
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"ssn": "854125698",
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"phone": "2015106000",
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"email": "[email protected]",
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"age": "21+",
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"test_key": "general_identity"
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}
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}
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Request with Quiz Answers

Once your user has answered the questions, send those answers back to the system for scoring and a final evaluation.
post
https://production.idresponse.com
/process/continue
Submit Answers

Sample Request Body - Quiz Score

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{
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"answers": {
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"state3": ["NEW YORK"],
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"mothers_maiden0": ["None of the above"],
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"phone1": ["(206) 393-4478"],
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"county2": ["FAIRFIELD"]
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},
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"token": "1bauxkpczhdiyy3vqm15ais8ue12u7zw"
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}
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Action and Detail Responses

The following are all values that will be returned in the result object of the response.
Action
Detail
Description
FAIL
NO MATCH
No matching identity found in the data sources
FAIL
AGE NOT VERIFIED
Target found, but no DOB information available
FAIL
TARGET IS DECEASED
Target found as a deceased identity
FAIL
POSSIBLE MINOR
Target found, but a minor age detected
REVIEW
TRANSACTION REQUIRES FURTHER ATTENTION
Target found and not deceased, but at least one identity attribute provided does not match. This will also populate the "issues" object with a list of the identity attributes that did not match. See full list below.
PENDING
MORE INFORMATION IS REQUIRED
Target was found is not deceased and meets the age requirement, but they have not yet answered the quiz.
PASS
ALL CHECKS PASSED
Target was found is not deceased and meets the age requirement

Issues Responses

When a transaction returns as REVIEW or PENDING then there will be a list of issues. This list can include any of the below values.
Issue
Description
ADDRESS CHECK FAILED
The address provided does not match any on file
DATE OF BIRTH CHECK FAILED
The Date of Birth provided does not match any on file
YEAR OF BIRTH CHECK FAILED
The Year of Birth provided does not match any on file
MONTH OF BIRTH CHECK FAILED
The Month of Birth provided does not match any on file
DAY OF BIRTH CHECK FAILED
The Day of Birth provided does not match any on file
SSN CHECK FAILED
The SSN provided does not match any on file
MULTIPLE SSNS FOUND
The identity located has more than one SSN associated
PHONE CHECK FAILED
The Phone Number provided does not match any on file
EMAIL CHECK FAILED
The Email Address provided does not match any on file
AGE CHECK FAILED
The target does not meet the minimum age requirement
POSSIBLE MINOR
A DOB detected that indicates the user may be under your age requirement
QUESTION CHECK FAILED
The user did not answer at least 3/4 questions correct

Rules

IDMatch+PLUS will process with the default base ruleset:
The base ruleset will return a PASS when:
    A match is found
    The target is not deceased
    The target has provided all valid identity attributes
    The user has answered at least 3/4 questions correct
The base ruleset will return a REVIEW when:
    A match is found
    The target is not deceased
    The target's identity attributes do not all match or they failed the quiz
The base ruleset will return a PENDING when:
    A match found
    The target is not deceased
    Questions are returned, but not answered yet
The base ruleset will return a FAIL when:
    A match is not found or
    The target is deceased
In this case no questions will be provided.

API Processing Error Returns

Each token is only valid for 90 seconds with this service. See the error responses to get information on what happens if a token is bad or expired.
Last modified 9mo ago