United States

Identity verification via trusted and verified data sources in the United States. This service will also return a KBA quiz for verification.

IDMatchPLUS5.0.MULTI

POST https://production.idresponse.com/process/comprehensive/gateway

Make an HTTPS POST request with the following body parameters to find out if the target has provided valid identity attributes and to receive the quiz to present. You will receive a synchronous response in 2-3 seconds with a result object that includes an action, detail and issues object. If any of the provided identity attributes provided did not match you will know during this initial call. Then present the quiz to the user and take their answers and populate them in the template object provided and make a second POST request to get the final result with quiz score.

Request Body

Name	Type	Description

200 Transaction processed and result returned

{
  "output": {
    "questions": {
      "questions": [
        {
          "prompt": "With which of the following states are you or have you been associated?",
          "type": "state",
          "id": "state1",
          "answers": [
            {
              "text": "VERMONT"
            },
            {
              "text": "NORTH DAKOTA"
            },
            {
              "text": "SOUTH DAKOTA"
            },
            {
              "text": "WISCONSIN"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "Which of the following addresses are in Green Bay?",
          "type": "address",
          "id": "address3",
          "answers": [
            {
              "text": "11 157 STREET"
            },
            {
              "text": "170 WEAVER ST"
            },
            {
              "text": "87 EAST BROADWAY BLVD"
            },
            {
              "text": "6 PRICE ROAD"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "With which of the following zip codes are you or have you been associated?",
          "type": "zip5",
          "id": "zip52",
          "answers": [
            {
              "text": "54420"
            },
            {
              "text": "54155"
            },
            {
              "text": "54551"
            },
            {
              "text": "54807"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "With which of the following cities are you or have you been associated?",
          "type": "city",
          "id": "city0",
          "answers": [
            {
              "text": "STREETSBORO"
            },
            {
              "text": "SAINT JOHN"
            },
            {
              "text": "FORT MORGAN"
            },
            {
              "text": "WEST ALLIS"
            },
            {
              "text": "None of the above"
            }
          ]
        }
      ]
    }
  },
  "meta": {
    "confirmation": 21185214,
    "reference": "12345",
    "service": "IDMatchPLUS5.0.MULTI",
    "timestamp": "2017-08-08 14:25:02",
    "company": "Veratad Technologies, LLC",
    "user": "[e-mail]"
  },
  "result": {
    "action": "PENDING",
    "detail": "MORE INFORMATION IS REQUIRED",
    "issues": []
  },
  "continuations": {
    "questions": {
      "url": "/process/continue",
      "template": {
        "token": "2nypwsj51mzhjvm7cr1hbyaabqm67qcc",
        "answers": {
          "zip52": [],
          "state1": [],
          "address3": [],
          "city0": []
        }
      },
      "instructions": "Add the text of the answers into the empty list for the appropriate question (case sensitive)."
    }
  }
}

Use the test_key attribute to test the service. When the test_key is provided the system will dynamically drop the live data sources and use the testing database. These transactions are free of charge. To access live data do not send this attribute. The below sample request is one of the available test cases. To access more click the link below.

Test Cases

Sample Request Body

This is the initial query to get the quiz. See below example of how to submit the answers for final scoring and evaluation.

{
      "user": "USERNAME",
      "pass": "PASSWORD",
      "service": "IDMatchPLUS5.0.MULTI",
      "rules": "A_RULESET_ID",
      "reference": "12345 {A UNIQUE ID}",
      "target":{
            "fn":"Barbara",
            "ln": "Miller",
            "addr": "123 Main St",
            "city": "Stratford",
            "state": "CT",
            "zip": "06614",
            "dob": "19740821",
            "ssn": "854125698",
            "phone": "2015106000",
            "email": "[e-mail]",
            "age": "21+",
            "test_key": "general_identity"
          }
  }

Request with Quiz Answers

Once your user has answered the questions, send those answers back to the system for scoring and a final evaluation.

Submit Answers

POST https://production.idresponse.com/process/continue

Sending a POST request with the below body will give you the final evaluation of the quiz and other identity attributes.

Request Body

Name	Type	Description

200 The result of the question and identity evaluation.

{
  "final": {
    "template": {
      "token": "euwd6q5a8b4c0vwc0zy0s6ms1mjh5p0s"
    },
    "url": "/process/status"
  },
  "output": {
    "answers": {
      "asked": 4,
      "correct": 0
    }
  },
  "result": {
    "action": "REVIEW",
    "detail": "TRANSACTION REQUIRES FURTHER ATTENTION",
    "issues": [
      "QUESTION CHECK FAILED"
    ]
  }
}

Sample Request Body - Quiz Score

{
  "answers": {
    "state3": ["NEW YORK"],
    "mothers_maiden0": ["None of the above"],
    "phone1": ["[phone]"],
    "county2": ["FAIRFIELD"]
  },
  "token": "1bauxkpczhdiyy3vqm15ais8ue12u7zw"
}

Action and Detail Responses

The following are all values that will be returned in the result object of the response.

Issues Responses

When a transaction returns as REVIEW or PENDING then there will be a list of issues. This list can include any of the below values.

Rules

IDMatch+PLUS will process with the default base ruleset:

The base ruleset will return a PASS when:

• A match is found

• The target is not deceased

• The target has provided all valid identity attributes

• The user has answered at least 3/4 questions correct

The base ruleset will return a REVIEW when:

• A match is found

• The target is not deceased

• The target's identity attributes do not all match or they failed the quiz

The base ruleset will return a PENDING when:

• A match found

• The target is not deceased

• Questions are returned, but not answered yet

The base ruleset will return a FAIL when:

• A match is not found or

• The target is deceased

In this case no questions will be provided.

API Processing Error Returns

Each token is only valid for 90 seconds with this service. See the error responses to get information on what happens if a token is bad or expired.

Error Returns