With KBA Quiz

Age verification via trusted and verified data sources in the United States. This service will also return a KBA quiz for verification.

AgeMatch5.0.KBA

POST https://production.idresponse.com/process/comprehensive/gateway

Make an HTTPS POST request with the following body parameters to find out if the target has provided valid identity attributes and to receive the quiz to present. You will receive a synchronous response in 2-3 seconds with a result object that includes an action, detail and issues object. If any of the provided identity attributes provided did not match you will know during this initial call. Then present the quiz to the user and take their answers and populate them in the template object provided and make a second POST request to get the final result with quiz score.

Request Body

Name	Type	Description
user*	string	Your account's API username
pass*	string	Your account's API password
service*	string	The service name (IDMatchPLUS5.0.MULTI)
reference	string	A unique identifier for your customer
target*	object	The individual being sent for verification
fn*	string	The target's first name
ln*	object	The target's last name
addr*	string	The target's street address (line 1 and line 2)
city	string	the target's city
state	string	The target's state
zip*	string	The target's zip
dob	string	The target's Date of Birth (YYYYMMDD format)
ssn	string	The target's SSN (either 4 or 9)
phone	string	The target's phone number
email	string	The target's email address
age*	string	The age to check (must be sent like "age+" i.e. "18+", "21+" etc.)
test_key	string	The test key value that you are using to test

200 Transaction processed and result returned

{
  "output": {
    "questions": {
      "questions": [
        {
          "prompt": "With which of the following states are you or have you been associated?",
          "type": "state",
          "id": "state1",
          "answers": [
            {
              "text": "VERMONT"
            },
            {
              "text": "NORTH DAKOTA"
            },
            {
              "text": "SOUTH DAKOTA"
            },
            {
              "text": "WISCONSIN"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "Which of the following addresses are in Green Bay?",
          "type": "address",
          "id": "address3",
          "answers": [
            {
              "text": "11 157 STREET"
            },
            {
              "text": "170 WEAVER ST"
            },
            {
              "text": "87 EAST BROADWAY BLVD"
            },
            {
              "text": "6 PRICE ROAD"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "With which of the following zip codes are you or have you been associated?",
          "type": "zip5",
          "id": "zip52",
          "answers": [
            {
              "text": "54420"
            },
            {
              "text": "54155"
            },
            {
              "text": "54551"
            },
            {
              "text": "54807"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "With which of the following cities are you or have you been associated?",
          "type": "city",
          "id": "city0",
          "answers": [
            {
              "text": "STREETSBORO"
            },
            {
              "text": "SAINT JOHN"
            },
            {
              "text": "FORT MORGAN"
            },
            {
              "text": "WEST ALLIS"
            },
            {
              "text": "None of the above"
            }
          ]
        }
      ]
    }
  },
  "meta": {
    "confirmation": 21185214,
    "reference": "12345",
    "service": "AgeMatch5.0.KBA",
    "timestamp": "2017-08-08 14:25:02",
    "company": "Veratad Technologies, LLC",
    "user": "[e-mail]"
  },
  "result": {
    "action": "PENDING",
    "detail": "MORE INFORMATION IS REQUIRED",
    "issues": []
  },
  "continuations": {
    "questions": {
      "url": "/process/continue",
      "template": {
        "token": "2nypwsj51mzhjvm7cr1hbyaabqm67qcc",
        "answers": {
          "zip52": [],
          "state1": [],
          "address3": [],
          "city0": []
        }
      },
      "instructions": "Add the text of the answers into the empty list for the appropriate question (case sensitive)."
    }
  }
}

Use the test_key attribute to test the service. When the test_key is provided the system will dynamically drop the live data sources and use the testing database. These transactions are free of charge. To access live data do not send this attribute. The below sample request is one of the available test cases. To access more click the link below.

Test Cases

Sample Request Body

This is the initial query to get the quiz. See below example of how to submit the answers for final scoring and evaluation.

{
      "user": "USERNAME",
      "pass": "PASSWORD",
      "service": "AgeMatch5.0.KBA",
      "rules": "A_RULESET_ID",
      "reference": "12345 {A UNIQUE ID}",
      "target":{
            "fn":"Barbara",
            "ln": "Miller",
            "addr": "123 Main St",
            "city": "Stratford",
            "state": "CT",
            "zip": "06614",
            "dob": "19740821",
            "ssn": "854125698",
            "phone": "2015106000",
            "email": "[e-mail]",
            "age": "21+",
            "test_key": "general_identity"
          }
  }

Request with Quiz Answers

Once your user has answered the questions, send those answers back to the system for scoring and a final evaluation.

Submit Answers

POST https://production.idresponse.com/process/continue

Sending a POST request with the below body will give you the final evaluation of the quiz and other identity attributes.

Request Body

Name	Type	Description
token	string	The token that was returned in the initial response that relates to this specific quiz.
answers	object	The answers object should include each question asked and the user's answer.

200 The result of the question and identity evaluation.

{
  "final": {
    "template": {
      "token": "euwd6q5a8b4c0vwc0zy0s6ms1mjh5p0s"
    },
    "url": "/process/status"
  },
  "output": {
    "answers": {
      "asked": 4,
      "correct": 0
    }
  },
  "result": {
    "action": "REVIEW",
    "detail": "TRANSACTION REQUIRES FURTHER ATTENTION",
    "issues": [
      "QUESTION CHECK FAILED"
    ]
  }
}

Sample Request Body - Quiz Score

{
  "answers": {
    "state3": ["NEW YORK"],
    "mothers_maiden0": ["None of the above"],
    "phone1": ["[phone]"],
    "county2": ["FAIRFIELD"]
  },
  "token": "1bauxkpczhdiyy3vqm15ais8ue12u7zw"
}

Action and Detail Responses

The following are all values that will be returned in the result object of the response.

Action	Detail	Description
FAIL	NO MATCH	No matching identity found in the data sources
FAIL	AGE NOT VERIFIED	Target found, but no DOB information available
FAIL	TARGET IS DECEASED	Target found as a deceased identity
FAIL	POSSIBLE MINOR	Target found, but a minor age detected
FAIL	QUESTION CHECK FAILED	The user did not answers at least 3/4 questions correct.
FAIL	QUIZ NOT GENERABLE	The target did not have enough data to generate a quiz.
PENDING	MORE INFORMATION IS REQUIRED	Target was found is not deceased and meets the age requirement, but they have not yet answered the quiz.
PASS	ALL CHECKS PASSED	Target was found is not deceased, passed the verification quiz and meets the age requirement

Rules

AgeMatch with KBA will process with the default base ruleset:

The base ruleset will return a PASS when:

• A match is found

• The target is not deceased

• The target meets the age requirement

• The user has answered at least 3/4 questions correct

The base ruleset will return a PENDING when:

• A match found

• The target is not deceased

• The age requirement is met

• Questions are returned, but not answered yet

The base ruleset will return a FAIL when:

• A match is not found or

• The target is deceased or

• The target does not meet the minimum age requirement

In this case no questions will be provided.

API Processing Error Returns

Each token is only valid for 300 seconds with this service. See the error responses to get information on what happens if a token is bad or expired.

Error Returns