With KBA Quiz

Age verification via trusted and verified data sources in the United States. This service will also return a KBA quiz for verification.

AgeMatch5.0.KBA

POST https://production.idresponse.com/process/comprehensive/gateway

Make an HTTPS POST request with the following body parameters to find out if the target has provided valid identity attributes and to receive the quiz to present. You will receive a synchronous response in 2-3 seconds with a result object that includes an action, detail and issues object. If any of the provided identity attributes provided did not match you will know during this initial call. Then present the quiz to the user and take their answers and populate them in the template object provided and make a second POST request to get the final result with quiz score.

Request Body

NameTypeDescription

user*

string

Your account's API username

pass*

string

Your account's API password

service*

string

The service name (IDMatchPLUS5.0.MULTI)

reference

string

A unique identifier for your customer

target*

object

The individual being sent for verification

fn*

string

The target's first name

ln*

object

The target's last name

addr*

string

The target's street address (line 1 and line 2)

city

string

the target's city

state

string

The target's state

zip*

string

The target's zip

dob

string

The target's Date of Birth (YYYYMMDD format)

ssn

string

The target's SSN (either 4 or 9)

phone

string

The target's phone number

email

string

The target's email address

age*

string

The age to check (must be sent like "age+" i.e. "18+", "21+" etc.)

test_key

string

The test key value that you are using to test

{
  "output": {
    "questions": {
      "questions": [
        {
          "prompt": "With which of the following states are you or have you been associated?",
          "type": "state",
          "id": "state1",
          "answers": [
            {
              "text": "VERMONT"
            },
            {
              "text": "NORTH DAKOTA"
            },
            {
              "text": "SOUTH DAKOTA"
            },
            {
              "text": "WISCONSIN"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "Which of the following addresses are in Green Bay?",
          "type": "address",
          "id": "address3",
          "answers": [
            {
              "text": "11 157 STREET"
            },
            {
              "text": "170 WEAVER ST"
            },
            {
              "text": "87 EAST BROADWAY BLVD"
            },
            {
              "text": "6 PRICE ROAD"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "With which of the following zip codes are you or have you been associated?",
          "type": "zip5",
          "id": "zip52",
          "answers": [
            {
              "text": "54420"
            },
            {
              "text": "54155"
            },
            {
              "text": "54551"
            },
            {
              "text": "54807"
            },
            {
              "text": "None of the above"
            }
          ]
        },
        {
          "prompt": "With which of the following cities are you or have you been associated?",
          "type": "city",
          "id": "city0",
          "answers": [
            {
              "text": "STREETSBORO"
            },
            {
              "text": "SAINT JOHN"
            },
            {
              "text": "FORT MORGAN"
            },
            {
              "text": "WEST ALLIS"
            },
            {
              "text": "None of the above"
            }
          ]
        }
      ]
    }
  },
  "meta": {
    "confirmation": 21185214,
    "reference": "12345",
    "service": "AgeMatch5.0.KBA",
    "timestamp": "2017-08-08 14:25:02",
    "company": "Veratad Technologies, LLC",
    "user": "user@veratad.com"
  },
  "result": {
    "action": "PENDING",
    "detail": "MORE INFORMATION IS REQUIRED",
    "issues": []
  },
  "continuations": {
    "questions": {
      "url": "/process/continue",
      "template": {
        "token": "2nypwsj51mzhjvm7cr1hbyaabqm67qcc",
        "answers": {
          "zip52": [],
          "state1": [],
          "address3": [],
          "city0": []
        }
      },
      "instructions": "Add the text of the answers into the empty list for the appropriate question (case sensitive)."
    }
  }
}

Use the test_key attribute to test the service. When the test_key is provided the system will dynamically drop the live data sources and use the testing database. These transactions are free of charge. To access live data do not send this attribute. The below sample request is one of the available test cases. To access more click the link below.

pageTest Cases

Sample Request Body

This is the initial query to get the quiz. See below example of how to submit the answers for final scoring and evaluation. 

{
      "user": "USERNAME",
      "pass": "PASSWORD",
      "service": "AgeMatch5.0.KBA",
      "rules": "A_RULESET_ID",
      "reference": "12345 {A UNIQUE ID}",
      "target":{
            "fn":"Barbara",
            "ln": "Miller",
            "addr": "123 Main St",
            "city": "Stratford",
            "state": "CT",
            "zip": "06614",
            "dob": "19740821",
            "ssn": "854125698",
            "phone": "2015106000",
            "email": "bmiller@veratad.com",
            "age": "21+",
            "test_key": "general_identity"
          }
  }

Request with Quiz Answers

Once your user has answered the questions, send those answers back to the system for scoring and a final evaluation.

Submit Answers

POST https://production.idresponse.com/process/continue

Sending a POST request with the below body will give you the final evaluation of the quiz and other identity attributes.

Request Body

NameTypeDescription

token

string

The token that was returned in the initial response that relates to this specific quiz.

answers

object

The answers object should include each question asked and the user's answer. 

{
  "final": {
    "template": {
      "token": "euwd6q5a8b4c0vwc0zy0s6ms1mjh5p0s"
    },
    "url": "/process/status"
  },
  "output": {
    "answers": {
      "asked": 4,
      "correct": 0
    }
  },
  "result": {
    "action": "REVIEW",
    "detail": "TRANSACTION REQUIRES FURTHER ATTENTION",
    "issues": [
      "QUESTION CHECK FAILED"
    ]
  }
}

Sample Request Body - Quiz Score

{
  "answers": {
    "state3": ["NEW YORK"],
    "mothers_maiden0": ["None of the above"],
    "phone1": ["(206) 393-4478"],
    "county2": ["FAIRFIELD"]
  },
  "token": "1bauxkpczhdiyy3vqm15ais8ue12u7zw"
}

Action and Detail Responses

The following are all values that will be returned in the result object of the response.

Action

Detail

Description

FAIL

NO MATCH

No matching identity found in the data sources

FAIL

AGE NOT VERIFIED

Target found, but no DOB information available

FAIL

TARGET IS DECEASED

Target found as a deceased identity

FAIL

POSSIBLE MINOR

Target found, but a minor age detected

FAIL

QUESTION CHECK FAILED

The user did not answers at least 3/4 questions correct.

FAIL

QUIZ NOT GENERABLE

The target did not have enough data to generate a quiz.

PENDING

MORE INFORMATION IS REQUIRED

Target was found is not deceased and meets the age requirement, but they have not yet answered the quiz.

PASS

ALL CHECKS PASSED

Target was found is not deceased, passed the verification quiz and meets the age requirement

Rules

AgeMatch with KBA will process with the default base ruleset:

The base ruleset will return a PASS when:

  • A match is found

  • The target is not deceased

  • The target meets the age requirement

  • The user has answered at least 3/4 questions correct

The base ruleset will return a PENDING when:

  • A match found

  • The target is not deceased

  • The age requirement is met

  • Questions are returned, but not answered yet

The base ruleset will return a FAIL when:

  • A match is not found or

  • The target is deceased or

  • The target does not meet the minimum age requirement

In this case no questions will be provided.

API Processing Error Returns

Each token is only valid for 300 seconds with this service. See the error responses to get information on what happens if a token is bad or expired.

pageError Returns
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